Water Property Damage

Water damage insurance is a highly debated and intricate topic of property insurance policies. U.S. Claims Adjusters is an expert firm in water damage claim help. We specialize in assisting businesses and homeowners recover from sudden and unexpected water damage.

3 Categories of Water Damage

1. Clean Water

Some examples of this are a pipe break within the wall or a supply line to a plumbing source. An attic mounted water heater failure; though clean water is released it is running through dirty insulation and often times attics prior to its final destination. There are times when clean water losses may become gray water losses.

2. Grey Water

Some examples of this are overflows from your washing machine, toilet overflow or tub overflow. A washing machine, though clean water is considered grey because of the organic matter contained inside of it, which can include hair follicles, skin cells, and even fecal matter.

3. Black Water

Some examples of this are sewage backup and surface water flooding. Often times, there are special limits to the amount of coverage provided for sewage backup and no coverage for flood. In the event black water damages are not mitigated immediately and properly, mold damage is inevitable.